{"id":7586,"date":"2024-07-21T13:11:46","date_gmt":"2024-07-21T11:11:46","guid":{"rendered":"https:\/\/italianpropertyauction.com\/?page_id=7586"},"modified":"2024-08-13T09:55:45","modified_gmt":"2024-08-13T07:55:45","slug":"auction-2","status":"publish","type":"page","link":"https:\/\/italianpropertyauction.com\/en\/veiling-2\/","title":{"rendered":"The Auction"},"content":{"rendered":"<div class=\"wp-block-stackable-columns aligncenter stk-block-columns stk-block stk-614f855 stk-block-background stk--has-background-overlay\" data-block-id=\"614f855\"><style>.stk-614f855 .stk--block-align-614f855{align-items:flex-start !important}.stk-614f855{background-color:#fffefe !important;background-image:url(https:\/\/italianpropertyauction.com\/wp-content\/uploads\/2022\/05\/lines-background.svg) !important;border-radius:0px !important;padding-top:73px !important;padding-bottom:25px !important;margin-bottom:40px !important;z-index:2 !important;overflow:visible !important}.stk-614f855:before{background-color:#fffefe !important;opacity:0.4 !important}.stk-614f855 .stk-container{overflow:visible !important}.stk-614f855-column{--stk-columns-spacing:18px !important;--stk-column-gap:23px !important;row-gap:34px !important}@media screen and (max-width:999px){.stk-614f855{padding-top:100px !important;padding-bottom:60px !important}.stk-614f855-column{--stk-column-gap:40px !important}}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-left stk--block-align-614f855 stk-block-content stk-content-align stk-614f855-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f0f8a9e\" data-v=\"4\" data-block-id=\"f0f8a9e\"><style>.stk-f0f8a9e-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important}.stk-f0f8a9e{align-self:center !important;margin-top:-52px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f0f8a9e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f0f8a9e-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-bdabea5\" id=\"informatie-over-vastgoed-veilingen-in-italie\" data-block-id=\"bdabea5\"><style>.stk-bdabea5{margin-bottom:27px !important}.stk-bdabea5 .stk-block-heading__text{font-size:26px !important;color:var(u002du002dtheme-palette-color-1,#84a98c) !important;font-family:\"Raleway\",Sans-serif !important}@media screen and (max-width:999px){.stk-bdabea5{margin-bottom:20px !important}.stk-bdabea5 .stk-block-heading__text{font-size:35px !important}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-text-align-left has-text-align-center-mobile\">Information about real estate auctions in Italy<\/h2><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><strong>Why is a property auctioned?<br><\/strong>The most common reason for a property auction in Italy is that a debtor fails to honour its obligations. This can be a natural person, but also a company. It is common in Italy for companies to take out loans with real estate as collateral. In addition, auctions can be initiated by (government) institutions. Some companies and institutions have a statutory provision that their real estate may only be sold by public auction, for instance to combat corruption.<br>Finally, we have recently seen a growing number of private auctions, with owners using auctions to get rid of their properties quickly.<\/p>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-be69881\" data-block-id=\"be69881\"><style>.stk-be69881{margin-bottom:5px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-be69881-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b44d7ab\" data-v=\"4\" data-block-id=\"b44d7ab\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b44d7ab-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b44d7ab-inner-blocks\">\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"629\" height=\"523\" data-attachment-id=\"7595\" data-permalink=\"https:\/\/italianpropertyauction.com\/en\/veiling-2\/04-04-2024-lucca-5-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?fit=629%2C523&amp;ssl=1\" data-orig-size=\"629,523\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"04-04-2024 Lucca 5\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?fit=629%2C523&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?resize=629%2C523&#038;ssl=1\" alt=\"\" class=\"wp-image-7595\" srcset=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?w=629&amp;ssl=1 629w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?resize=300%2C249&amp;ssl=1 300w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/04-04-2024-Lucca-5.png?resize=14%2C12&amp;ssl=1 14w\" sizes=\"auto, (max-width: 629px) 100vw, 629px\" \/><\/figure>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-54ac192\" data-v=\"4\" data-block-id=\"54ac192\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-54ac192-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-54ac192-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8b3b512\" data-block-id=\"8b3b512\"><style>.stk-8b3b512 .stk-block-text__text{font-size:16px !important}@media screen and (max-width:999px){.stk-8b3b512 .stk-block-text__text{font-size:16px !important}}<\/style><p class=\"stk-block-text__text\"><strong>How does a property auction in Italy work?<br><\/strong>These forms of auctions are most commonly used in property auctions:<br><br><strong>\u201cSenza Incanto\u201d<\/strong><br>Until recently, the most common auction was a \u201csenza incanto\u201d. This involves interested parties submitting their bids in a sealed envelope within the deadline set in advance. Each bidder commits to a down payment of 10% of the base price. In this type, the property is awarded to the highest bidder. If there are multiple bidders, they usually have a week to increase their bids.<br><strong>\u201cCon Incanto\u201d<\/strong><br>This type of auction is gaining momentum, and is now dominant in almost all of Italy. It is the more familiar way of auctioning for us, by bidding directly against other interested parties, often online.<br>Also for this type of auction, participation is possible only after the required documentation and a deposit of 10% of the minimum bid, or the base price of the auction (may vary from auction to auction) have been submitted to the court. Apart from the possibility of direct overbidding, an important difference is in the award. This takes place when no more bids are received within a predetermined time.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><strong>Pitfalls<br><\/strong>It goes without saying that it is important to know exactly what is being auctioned off. This seems like an open door, but there are certainly pitfalls that necessitate thorough research. Not every property on offer is auctioned off in its entirety. Regularly, only part of a property is involved, or only the usufruct is auctioned. Another important issue is licences. In Italy, despite the rules being very strict in most regions, buildings are regularly built without the proper permits. Should the auctioned property not comply with these, the buyer is responsible and fines may follow. Apart from a fine, the new owner may have to restore the property to its \u201coriginal\u201d state. So always pay attention!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><strong>Sanctions | Occupancy status<br><\/strong>Any penalties should be known in advance, but take them into account when determining the bid price. Another problem may be that the property is still occupied, usually by the owner\/debtor. Although the law requires the auctioned property to be handed over empty, it is not always obvious that this is the case. In that case, eviction proceedings can take up to six months. This is why the discount for an \u201coccupied\u201d property is always higher than for an empty property.<br>Apart from being occupied by the owner, a property may also be rented out. If this \u201c<strong>senza titolo<\/strong>\u201d (without a contract) is the same eviction procedure applies as for owner occupancy. If there is a contract, the legal rules mentioned in the contract apply. So any rental contract should always be requested, studied and respected.<\/p>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-bc55411\" data-block-id=\"bc55411\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-bc55411-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0c2f3e1\" data-v=\"4\" data-block-id=\"0c2f3e1\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0c2f3e1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0c2f3e1-inner-blocks\">\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"981\" data-attachment-id=\"7597\" data-permalink=\"https:\/\/italianpropertyauction.com\/en\/veiling-2\/16-09-2024-golf-monsummano-terme-2\/\" data-orig-file=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?fit=1072%2C1027&amp;ssl=1\" data-orig-size=\"1072,1027\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"16-09-2024 Golf Monsummano Terme\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?fit=1024%2C981&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?resize=1024%2C981&#038;ssl=1\" alt=\"\" class=\"wp-image-7597\" srcset=\"https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?resize=1024%2C981&amp;ssl=1 1024w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?resize=300%2C287&amp;ssl=1 300w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?resize=768%2C736&amp;ssl=1 768w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?resize=13%2C12&amp;ssl=1 13w, https:\/\/i0.wp.com\/italianpropertyauction.com\/wp-content\/uploads\/2024\/07\/16-09-2024-Golf-Monsummano-Terme-1.png?w=1072&amp;ssl=1 1072w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0925d20\" data-v=\"4\" data-block-id=\"0925d20\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0925d20-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0925d20-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a5d76f2\" data-block-id=\"a5d76f2\"><style>.stk-a5d76f2 .stk-block-text__text{font-size:16px !important}@media screen and (max-width:999px){.stk-a5d76f2 .stk-block-text__text{font-size:16px !important}}<\/style><p class=\"stk-block-text__text\"><strong>Too good to be true?<\/strong><br>Like me, you no doubt wonder how it is possible for real estate to go off at such high discounts. Where does the supply come from?<br>The majority of auctions are bankruptcy auctions. There are two main reasons why banks auction these properties instead of \u201cjust\u201d selling them.<br><br><em>Speed<\/em><br>The property market in Italy is less liquid than in, say, the Netherlands or other countries in Europe. It is a large country and regional or even local differences are huge. The quickest and most efficient way of selling is therefore an auction. The court does all the preliminary work, such as valuation, checking permits and the bank only has to collect the money.<br><br><em>Transparency<\/em><br>Italy has not always (had) a good reputation when it comes to corruption. By selling property by public auction, there is always a notary to oversee the process. This prevents real estate being awarded privately to \u201ccronies\u201d. The latter is also the reason why many (government) institutions are obliged to auction their real estate if they want to get rid of it. That too creates additional supply.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><strong>Advantage<br><\/strong>An advantage of public auctions over buying through an estate agent is that all the research into any debts resting on the property, hard-to-find owners, correctness of building permits and the like have all been carried out before the procedure is started. You could say that buying property at auction is more transparent than the conventional route through an estate agent, because they themselves are responsible for this kind of research. Without an army of lawyers, technicians and support staff like the court conducting the auction.<br>Still, it is important to have everything properly checked by a lawyer with expertise. <strong>After all, just because the court has examined everything and mapped out all the facts does not mean that everything is actually in order!<\/strong> Sometimes only usufruct is auctioned off, or a percentage of a property, or settlements still need to be made because building permits are not in order... We have the expertise to inform and advise you on this.<br><br><strong>Debts<\/strong><br>At the time of transfer, the court will arrange for the cancellation of all mortgages and debts resting on the house. These can therefore never be recovered from the buyer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\"><strong>Interest<\/strong><br>There is certainly a lot of interest in the auctions and there are dozens of consultancies in Italy that guide Italians to buy. As we do now for non-Italians. What makes the auctions for foreigners so interesting is that the type of property \u201cwe\u201d want to buy is quite different from what Italians themselves want. Foreigners are often looking for a holiday home in the hills, an agriturismo or a flat as a pied-a-terre in a tourist village, while Italians are mainly interested in houses and flats that are easily accessible in an urban environment. That means there are real bargains to be found for \u201cus\u201d!<br><br>Read more about buyer protection at a foreclosure auction in Italy? <a href=\"https:\/\/italianpropertyauction.com\/en\/buyers-at-foreclosure-auctions-are-better-protected-in-italy-than-in-the-netherlands-and-spain\/\">Read this blog<\/a> On the differences with the Netherlands and Spain.<br><br><br><\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-943ae4c\" data-block-id=\"943ae4c\"><style>.stk-943ae4c{margin-bottom:18px !important}.stk-943ae4c .stk-inner-blocks{column-gap:30px !important;row-gap:30px !important}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-center has-text-align-center-mobile stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-1bf01b9\" data-block-id=\"1bf01b9\"><style>.stk-1bf01b9:hover{box-shadow:0px 0px 0px 0px #000000ff !important;right:-7px !important;bottom:-7px !important}.stk-1bf01b9{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;right:0 !important;bottom:0 !important}.stk-1bf01b9 .stk-button{padding-top:9px !important;padding-right:16px !important;padding-bottom:9px !important;padding-left:16px !important;background:transparent !important;border-radius:9px !important}.stk-1bf01b9 .stk-button:hover:after{background:transparent !important;opacity:1 !important}:where(.stk-hover-parent:hover,.stk-hover-parent.stk--is-hovered) .stk-1bf01b9 .stk-button:after{background:transparent !important;opacity:1 !important}.stk-1bf01b9 .stk-button:before{box-shadow:none !important;border-style:solid !important;border-color:var(--theme-palette-color-6,#ece8e3) !important;border-top-width:1px !important;border-right-width:1px !important;border-bottom-width:1px !important;border-left-width:1px !important}.stk-1bf01b9 .stk-button:hover:before{box-shadow:0px 0px 0px 0px #1a1e21ff !important;border-color:var(--theme-palette-color-4,#1A1E21) !important}.stk-1bf01b9 .stk-button .stk--inner-svg svg:last-child{height:20px !important;width:20px !important}.stk-1bf01b9 .stk-button .stk--inner-svg svg:last-child,.stk-1bf01b9 .stk-button .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--theme-palette-color-4,#84a98c) !important}.stk-1bf01b9 .stk-button:hover .stk--inner-svg svg:last-child,.stk-1bf01b9 .stk-button:hover .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--theme-palette-color-4,#1A1E21) !important}.stk-1bf01b9 .stk-button__inner-text{font-size:11px !important;color:var(--theme-palette-color-6,#ece8e3) !important;font-weight:700 !important;text-transform:uppercase !important}.stk-1bf01b9 .stk-button:hover .stk-button__inner-text{color:var(--theme-palette-color-4,#1A1E21) !important}@media screen and (max-width:999px){.stk-1bf01b9 .stk-button__inner-text{font-size:11px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/italianpropertyauction.com\/en\/contact\/\" title=\"contact\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"envelope\" class=\"svg-inline--fa fa-envelope fa-w-16\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg><\/div><\/span><span class=\"has-text-color stk-button__inner-text\"> mail us for more information<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-2b59476\" data-block-id=\"2b59476\"><style>.stk-2b59476{height:0px !important}<\/style><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Informatie over vastgoed veilingen in Itali\u00eb Waarom wordt een pand geveild?De meest voorkomende reden voor een vastgoedveiling in Itali\u00eb is dat een schuldenaar zijn verplichtingen niet nakomt. Dit kan een natuurlijk persoon zijn, maar ook een bedrijf. Het komt in Itali\u00eb veel voor dat bedrijven leningen afsluiten met vastgoed als onderpand. Daarnaast kan een veiling [&hellip;]<\/p>\n","protected":false},"author":176211677,"featured_media":6852,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7586","page","type-page","status-publish","has-post-thumbnail","hentry"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Informatie over vastgoed veilingen in Itali\u00eb<\/title>\n<meta name=\"description\" content=\"Waarom wordt een pand geveild? 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